Construction Equipment Finance
Working Capital
- Fast approvals
- Flexible loan options
- Low doc options
- Payments reduce each year
- No deposit or bond required
Who can apply?
You can apply if you are:
- Aged 18 years or over
- Eligible to work in Australia
- An individual, Sole trader, Partnership, Trust, Pty ltd, Director of your company.
And your business has:
- A registered ABN Eligible to work in Australia
- Financing equipment that will be used by a business (mostly or entirely for business purposes)
- A satisfactory credit rating
Car Loan options
Chattel Mortgage
Tax Effective, Low Rates,flexible terms and residuals ,1-7 years
A chattel mortgage is the most common type of loan product used to secure finance for commercial goods. You the borrower (business) own the equipment from day one not the lender.
The asset is used to claim Depreciation, GST on the purchase price and the interest charges on the loan.
Flexible terms 1-7 years loan term, flexible residual/balloon making the facility flexible to your needs.
Speak to one of our commercial team to discuss further.
Hire Purchase/ Finance lease
Tax effective. Flexible terms and residual, 1-7 years
The lender owns the equipment and you are hiring or leasing the equipment until the very last payment. The tax benefits are different with this product as the asset is not owned by the business
Speak to one of our Commercial team to discuss further
Low Doc Loan
Great option for start ups, terms 1-7 yers
Low doc Loan requires very little proof of the borrowers overall financial position.
You the director of the business guarantee the loan as well as the Asset being purchased used as the security for the finance. Great option for business that don’t have years of trading behind them .
Calculator and rates
